body {
background-color:#F4F5F5;
background-image:url(images/header_bg.jpg);
background-repeat:repeat-x;
font-family: "Trebuchet MS", Verdana, Arial, Helvetica, sans-serif;
font-size:12px;
line-height:15px;
color:black;
margin:0px;
padding:0px;
}

a {
color:#4B84C3;
}

#header {
height:72px;
padding:0px;
margin:0px;
background-image:url(images/header.jpg);
background-repeat:no-repeat;
background-position:left;
}

#nav {
padding:0px;
margin:0px;
width:100%;
height:46px;
background-image:url(images/nav_bg_home.jpg);
background-repeat: no-repeat;
background-position:top left;
}

#nav ul {
padding:5px 0px 0px 295px;
margin:0px;
}

#nav li {
display:inline;
list-style:none;
padding:5px 15px;
}

#nav a:link, #nav a:active {
font-family:Arial, Helvetica, sans-serif;
font-size:11px;
color:#000000;
text-decoration:none;
}

#nav a:visited {
font-family:Arial, Helvetica, sans-serif;
font-size:11px;
color:#000000;
text-decoration:none;
}

#nav a:hover {
font-family:Arial, Helvetica, sans-serif;
font-size:11px;
color:#4B84C3;
text-decoration:none;
text-decoration:none;
}

#main {
background-color:#FFFFFF;
padding:0px;
margin:0px;
}

#main ul {
list-style-image:url(images/arrow.gif);
padding:5px;
margin:10px;
}

#main li {
padding-bottom:10px;
}

#footer {
width:100%;
height:145px;
background-image:url(images/footer_bg.jpg);
background-repeat:repeat-x;
}

#footer ul {
padding:3px 0px 0px 295px;
margin:0px;
}

#footer li {
display:inline;
list-style:none;
padding:5px 12px;
}

#footer a:link, #footer a:active {
font-family:Arial, Helvetica, sans-serif;
font-size:10px;
color:#000000;
text-decoration:none;
}

#footer a:visited {
font-family:Arial, Helvetica, sans-serif;
font-size:10px;
color:#000000;
text-decoration:none;
}

#footer a:hover {
font-family:Arial, Helvetica, sans-serif;
font-size:10px;
color:#4B84C3;
text-decoration:none;
}

hr {
width:100%;
color:#FFFFFF;
border-bottom:1px dotted #999999;
}

.pad10 {
padding:10px;
}

.h1 {
font-size:13px;
font-weight:bold;
color:#000000;
}

.list2 {
list-style-image:url(images/arrow_sm.gif);
line-height:13px;
}